We are very lucky that we are now living on the age where most things can be done using our mobile devices. Zelle is one of the perfect examples of how these mobile technologies can make our lives more convenient. Generally, Zelle is an app that provides digital payment services for US-based residents. The core function of this app is to provide easy and more convenient money-transfer services. The app allows individuals to electronically transfer money from their bank account to another registered user’s bank account using a mobile device or the website of a participating banking institution. It is a very useful app that offers a fast and secure money transfer service.

How Zelle Works?

It is important to note that Zelle is an app owned and published by Early Warning Services, a private financial services company owned by highly reputable banks such as Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo. Using Zelle’s service is not really complicated at all. Simply download the mobile app either from the Google PlayStore or the Apple Appstore to get started. Once done, you will have to sign up for an account by enrolling your Visa or Mastercard debit card linked to a U.S. checking account. You can also easily enroll your U.S. checking account by using your online banking username and password if your bank supports this feature.

After enrolling in your bank account, you may now use the app to send money or to request payment from other Zelle users. You can choose the person to pay, or request money from, by entering their US mobile number or email address. Just confirm the amount you want to send and hit send. Interestingly, you can also attempt to send money to unregistered recipients, in which case the intended recipient will receive an invitation to sign up for the service in order to complete the transaction. Zelle’s instant money transfer feature enables recipients to receive the funds in just a few minutes.

Fast, Safe, and Secure Money Transfer

Zelle works the same with apps like Venmo. It serves as a platform to send and receive money from family and friends in the easiest and most convenient ways possible. Long before mobile apps were created, people had to drive their way to the nearest bank and do all the transactions which can be time-consuming and stressful. With Zelle, you can easily send money to your family, friends, or business partners at the very comfort of your home using only your mobile device. It only takes a few quick taps of your fingertips!

Security is also Zelle’s top-most priority. Knowing that this app is affiliated to some of the most reputable banks in the US, you can guarantee that this app is secured and safe. The Zelle network includes over 100 participants including major network partners like Mastercard and Visa. Aside from money trusted banks, the service has also partnered with many well-trusted financial institutions that guarantee users for safe and secure money transfers.

Verdict

Zelle was founded in 2017 and was able to establish a nice reputation in just a few years span. The app allows you to send money to your family and friends in no time. Whether you are sending money as a gift, as a favor, or as payment, you can do all this money transfer in just a few quick taps on your mobile screen with Zelle. It may not have the social networking features of Venmo but it can still deliver fast, safe, and secure money transfer. Currently, Zelle is available for both Android and iOS devices and you can download this digital payment app absolutely for free.

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