Overview

Managing your finances can sometimes be very tough. Some of us might tend to overspend and worst, it could lead us to an overdraft. If you’ve ever overdrawn your checking account, you should know how upsetting it can be especially if you were then hit by a seemingly unreasonable fee. Interestingly, there is a company that created an easily accessible app that is wonderfully created to help its users avoid overdraft fees. Dave is an app that allows you to get up to $100 as an advance when you’re at risk of overdrawing your bank account. It is a free service with no interest and it comes with a very affordable $1 per month subscription to help you budget your upcoming expenses and protect you from steep bank fees.

How does Dave app Works?

Dave provides paycheck advances and budgeting assistance to anyone in need. Dave will help you avoid overdraft fees, plan for upcoming expenses, and spot you up to $100 when you need cash fast. Although it sounds very technical, using the app is not complicated at all and the process can be completed in no time without undergoing any lengthy credit score or credit card check. Simply download the Dave app either from the Google Play Store or the Apple App store to get started. Take note that Dave only allows you to have one device per account, and your Dave account can only be connected to one bank account at a time.

Dave can lend you a maximum amount of $100 with a $1 monthly subscription fee. The turnaround time or receiving the money will take up to 3 banking days depending on the type of delivery (standard or express). As for the requirements, Dave doesn’t really check your credit score which is a great advantage but you might be asked to present proof of consistent income and extra money in your account after you pay your bills. For the repayment system, Dave automatically deducts your payment from your bank account. But if you have the money sooner, you can always make a manual payment.

Features

Avoid Overdraft in the future– Dave provides paycheck advances and budgeting assistance to anyone in need. Dave will help you avoid overdraft fees, plan for upcoming expenses, and spot you up to $100 when you need cash fast.

Two Delivery Speed options– Dave offers two delivery speed options. If you want to keep costs down, you can choose Dave’s standard delivery speed. But if you need funds quickly, Dave can process your request in under eight hours for a small $4.99 fee.

No Fees and Interest– You don’t have to pay a fee or interest for the amount Dave advances you — even tipping is optional.

Balance your budget– Supercharge your checking account with budgeting tools and predictive alerts. Plan for upcoming expenses like your rent, phone bill, or even places you go to often.

Side Hustle– Dave can even help you find a “Side Hustle” to bring in extra money between paychecks.

Giving Back– Dave is more than just an overdraft app. You can also use this app for an interesting cause. For every % tip you leave, Dave plants a tree in partnership with Trees for the Future. Planting trees provides families with food, income, empowerment, unity, leadership, education, and even saves lives.

Download & Install Dave app

For Android

1. Dave app requires an Android version 4.1 and above
2. It has a Content Rating of (3+)
3. For Android, the app size is 71 MB so it won’t really hurt much of your phone storage
4. Dave app requires a stable Internet connection.
5. The app will ask you to grant permission to access Location, Phone, Device ID, Camera, Storage, and more.

For iOS

1. Dave app for iOS requires iOS version 10.3 or later
2. This app is compatible with various Apple products (iPhone, iPad, and iPod touch)
3. The Age Rating for Dave app is (4+)
4. Dave app for iOS is currently on its version 2.17.5 with recent updates providing improvements, brand new offers, and more
5. The download size for iOS is 91.6 MB
6. The app is available in multiple languages

Download Dave app