It is interesting to note that almost everything can now be done online using our mobile devices. Booking a flight, for example, can be done using a mobile app which makes your travel absolutely stress-free. In addition to that, there are so many apps today that allows you to order food and have them delivered at your house in no time. Settling or paying your bills is no different. Various transactions can now be done online and with apps like Venmo, you can settle your payment in just a few quick taps on your mobile screen. Venmo is an app owned by Paypal and mainly serves as a mobile wallet providing a convenient payment method for everyone.

VenmoHow Does Venmo Works?

The core function of Venmo is to provide a convenient mobile payment service. It mainly allows users to transfer funds to others via a mobile phone app (providing that both sender and receiver are residing in the US). Interestingly, Venmo is designed not just to serve as a platform for paying bills or sending money to others. The app comes with many interesting features you can freely explore and take advantage of. Simply download the app either from the Google Play Store or the Apple Appstore to get started. The first step is to create an account using your email or your Facebook account.

After signing up and verifying your account, the app will now prompt you to your dashboard. This will give you quick access to your contacts, personal transaction, and a newsfeed that displays all your friend’s Venmo activities. In order to send or receive money with Venmo, you have to link your bank account with it. Just head over to settings and input the Payment method you prefer (you can select either the Bank account or link it with your Credit or debit card). Just like Paypal, Venmo can be used for many online transactions and the money that has been sent to your account will remain on your Venmo account until you have cash them out to your linked card or bank account.

VenmoSend and Receive Money Fast and Secure

Sending and receiving money with Venmo is very easy. Once your bank account has been verified, you can now start making transactions with Venmo. Tap the “Pencil  & Money” icon on the top right of your home page. Input their name, username, or contact number to Add Recipients section to start the transaction. Simply input the amount you want to send, add a short message to the recipient, and hit the Pay button. The same thing can be done when requesting a payment that instead of tapping the Pay button, you just have to tap the Request button and let the recipient be notified of your request.

You can also change the privacy of your transaction and decide whether you want your friends to be informed that you paid someone or you can also make it public and let the Venmo community know about your recent transaction. When transferring money out of your Venmo account, it follows the same procedure with Paypal. You can have your funds transferred to your bank (which might take 2-3 business days) or you can transfer the fund instantly (it takes a few minutes but it comes with a minimal fee). Since this is an app that deals with bank transactions, safety is one of the top concerns. With Venmo, users are guaranteed secure and safe payments. The app uses encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions.


Venmo is indeed a very useful app. The reputation of Paypal is actually good enough to trust this mobile payment service app. The app allows you to send and receive money fast and convenient. The Instant Transfer feature allows you to receive or send funds in just a few minutes. The social media section is one of the unique features of this app which allows you to view your friend’s Venmo activities. You can even use the app to split bills with your friends. It also comes with a reward system that allows you to earn points every time you shop online using your Venmo card. Currently, the app is available for both Android and iOS devices and you can download Venmo for free.

Download Venmo